:root{--ink:#153e47;--muted:#526970;--paper:#faf9f4;--line:#d7dfd9;--accent:#d7a85b;--wash:#e5eee5}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.7 system-ui,sans-serif}a{color:inherit;text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:5px}button{cursor:pointer}.wrap{width:min(1160px,calc(100% - 64px));margin:auto}.skip{position:absolute;left:16px;top:-90px;background:white;padding:10px;z-index:10}.skip:focus{top:10px}header{border-bottom:1px solid var(--line)}.top{display:flex;align-items:center;justify-content:space-between;gap:30px;min-height:106px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:10px;letter-spacing:2px;line-height:1.5}.brand strong{display:block;font-size:19px;letter-spacing:-.4px}nav{display:flex;gap:28px;flex-wrap:wrap}nav a{text-decoration:none;font-size:14px;font-weight:650}h1,h2,h3{font-family:Georgia,serif;line-height:1.12;font-weight:500}h1{font-size:clamp(38px,5.3vw,69px);letter-spacing:-2px;max-width:970px;margin:20px 0 28px}h1 em{font-weight:400;color:#5a7467}h2{font-size:clamp(28px,3vw,40px);letter-spacing:-.7px;margin:0 0 26px}h3{font-size:27px;margin:14px 0}.eyebrow{font-size:11px;font-weight:750;letter-spacing:2px;margin-bottom:20px}.intro{padding-top:72px}.lead{font-size:21px;color:var(--muted);max-width:790px;line-height:1.7;margin-bottom:32px}.actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.button{background:var(--ink);color:white;text-decoration:none;border:1px solid var(--ink);padding:15px 24px;display:inline-flex;gap:28px;justify-content:center;align-items:center;border-radius:5px;font-size:15px;font-weight:650}.button:hover{background:#24545e}.button.secondary{background:transparent;color:var(--ink)}.text-link{font-size:15px;font-weight:650}.highlights{display:flex;gap:30px;flex-wrap:wrap;font-size:12px;color:var(--muted);margin:38px 0 70px;padding-top:24px;border-top:1px solid var(--line)}main section{padding:45px 0;border-top:1px solid var(--line)}main p,main li{max-width:820px}.cards{display:grid;grid-template-columns:1fr 1fr;gap:20px}.cards a{display:block;text-decoration:none;padding:32px;background:white;border:1px solid var(--line);border-radius:9px;transition:transform .15s}.cards a:hover{transform:translateY(-3px);border-color:#5a7467}.cards span{font-size:10px;letter-spacing:1.5px;font-weight:700}.cards p{font-size:16px;color:var(--muted);margin-bottom:0}.cards a:nth-child(2),.cards a:nth-child(3){background:var(--wash)}.article{max-width:1000px}.article .intro{padding-top:28px}.article h1{font-size:clamp(37px,4.8vw,59px)}.breadcrumb{font-size:12px;display:flex;gap:12px;color:var(--muted);padding-top:30px;flex-wrap:wrap}.bottom-cta{background:var(--wash);margin-top:60px;padding:52px 0}.bottom-cta .wrap{display:flex;align-items:center;justify-content:space-between;gap:35px}.bottom-cta h2{max-width:620px;margin-bottom:0}footer{padding:35px 0 20px;font-size:14px}footer span{color:var(--muted)}footer nav{margin:20px 0}.fine{font-size:12px;color:var(--muted)}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;padding:18px;border:1px solid var(--line);vertical-align:top}th{background:var(--wash)}.planner{padding:30px;border:1px solid var(--line);border-radius:8px;background:white}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}label{display:block;font-size:14px;font-weight:650}input:not([type=checkbox]),select,textarea{display:block;width:100%;margin:8px 0 10px;padding:12px;border:1px solid #8a9c98;border-radius:4px;background:white;color:var(--ink)}fieldset{border:1px solid var(--line);margin:22px 0;padding:20px}legend{font-weight:650;font-size:15px}fieldset label{font-weight:400;margin:9px 0}input[type=checkbox]{width:18px;height:18px;vertical-align:middle;margin-right:9px}.planner button{margin-top:15px}pre{white-space:pre-wrap;overflow-wrap:anywhere;font:15px/1.7 system-ui;padding:24px;background:var(--wash);border-radius:5px}[hidden]{display:none!important}.email-address{overflow-wrap:anywhere}main>section:last-child{padding-bottom:30px}@media(max-width:700px){.wrap{width:calc(100% - 36px)}.top{align-items:flex-start;flex-direction:column;gap:18px;padding:24px 0}nav{gap:13px 20px}nav a{font-size:13px}.intro{padding-top:42px}h1{letter-spacing:-1.2px}.lead{font-size:18px}.cards,.form-grid{grid-template-columns:1fr}.cards a{padding:26px}.highlights{gap:12px;margin-bottom:40px}.highlights span{flex-basis:100%}main section{padding:34px 0}.bottom-cta .wrap{align-items:flex-start;flex-direction:column}.planner{padding:20px}.actions{gap:16px}.breadcrumb{line-height:1.4}th,td{padding:11px}.bottom-cta{margin-top:35px}}@media print{header,footer,.bottom-cta,.planner,.actions,.skip,.breadcrumb{display:none!important}.wrap{width:100%}body{background:white;color:black}h1{font-size:30px}.intro{padding-top:0}#planner-result{display:block!important}pre{background:white;border:1px solid #aaa}}